Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. The maximum term is generally 6 weeks, however is flexible at the discretion of the store. Cash Advance Loans are only available in-store with a minimum loan term of 4 weeks. For example, a small loan of $100 over 4 weeks has fees and charges totalling $24 (1 x $20 + 1 x $4), resulting in a total repayment of $124. Our Cash Advance Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed.